What does fate have to do with it?

Robert Frost coined the famous phrase of the road not taken.  Every fork in the road means that decisions have consequences.  The following old couplet takes the idea one step further (ht): 

विषमां हि दशां प्राप्य दैवं गर्हयते नरः ।
आत्मनः कर्मदोषांस्तु नैव जानात्यपण्डितः ॥

- हितोपदेश, सन्धि

When a fool is in trouble, he will start blaming fate. A fool will never understand that his present state is the result of his past actions.

- Hitopadesha